Elevate Your Profitability with Interchange-Focused Credit Card Processing Rates

This is a pass-through fee assessed by the Office of the Controller to departments via a journal on an annual basis. A merchant can have more than one SAQ, ... Interchange-plus pricing (also called Pass Through or Cost-Plus Pricing), breaks down the charges going to Visa, Master Card, Discover Card and American Express ... Interchange Fees - Interchange plus is also known as cost-plus, pass-through pricing, or wholesale pricing and it may be the best option to ... The Interchange – a pass-through cost from the issuing bank to your acquirer to you. The Plus – your acquirer's fee for processing the transaction and card ... Neither merchants nor credit card processing companies has any control over interchange fees—they're entirely controlled by the card brands. An example scenario is a Visa consumer card has an interchange rate of 1.42%, and a Visa infinite credit card has an interchange rate of 1.61%. Interchange and association fees are universal. The card-issuing banks and card brands set the rates, with potential revisions twice yearly (in ... Interchange pass-through pricing is a more transparent and trustworthy pricing model. Your statement plainly shows how the fee for each and every transaction is ... Interchange-plus pricing (also referred to as cost-plus or pass-through pricing) is a more transparent and cost-effective model for merchants ... The Interchange pass through rates you see above are some of the most common cards used in a retail environment. Cards assessed at a higher rate will be passed ...